- Amount invested
- ₹1,00,000
- Time
- 3 years
- At 8% a year
- ₹1,25,971
- At 12% a year
- ₹1,40,493
- In a 7% FD (quarterly)
- ₹1,23,144
How long to double
At 12% money doubles in about 6 years (72 ÷ 12). At 8% it takes about 9 years.
₹1,00,000 invested once for 3 years can grow to about ₹1.4 lakh at a 12% yearly return. In a 7% fixed deposit the same money would become about ₹1.23 lakh.
At 12% money doubles in about 6 years (72 ÷ 12). At 8% it takes about 9 years.
| Year | Invested | Value at 12% |
|---|---|---|
| 1 | ₹1,00,000 | ₹1,12,000 |
| 2 | ₹1,00,000 | ₹1,25,440 |
| 3 | ₹1,00,000 | ₹1,40,493 |
Rates used: October–December 2026 where a government rate applies. Results are estimates.