What is a lumpsum investment?
A lumpsum investment puts a large amount in one go, instead of spreading it over months. It suits money you already have, such as a bonus, an inheritance or a maturing FD.
Ready answers
How to use this calculator
- Enter the one-time amount.
- Enter the yearly return you expect.
- Pick the number of years.
Formula
Future value = P × (1 + r)t, where P is the amount, r the yearly return and t the years.
New to these words? See the money glossary.
Common questions
How much will ₹1 lakh become in 10 years?
At 12% a year it becomes about ₹3.1 lakh. At 8% it becomes about ₹2.16 lakh.
How long does money take to double?
Divide 72 by the yearly return. At 12% money doubles in about 6 years; at 8% in about 9 years.
What is the difference between a lumpsum and a one-time investment calculator?
They are the same thing. Both work out what a single amount grows to at a yearly return.