A SIP of ₹50,000 a month for 20 years can grow to about ₹5 crore (₹4,99,57,396) at a 12% yearly return. You put in ₹1,20,00,000 and growth adds ₹3,79,57,396.
₹50,000 ki SIP 20 saal me 12% return par lagbhag ₹5 crore ban sakti hai. Return guaranteed nahi hai; market ke hisaab se kam-zyada ho sakta hai.
| Year | You put in | It becomes |
|---|---|---|
| 1 | ₹6,00,000 | ₹6,40,466 |
| 2 | ₹12,00,000 | ₹13,62,160 |
| 3 | ₹18,00,000 | ₹21,75,382 |
| 4 | ₹24,00,000 | ₹30,91,742 |
| 5 | ₹30,00,000 | ₹41,24,318 |
| 6 | ₹36,00,000 | ₹52,87,852 |
| 7 | ₹42,00,000 | ₹65,98,950 |
| 8 | ₹48,00,000 | ₹80,76,328 |
| 9 | ₹54,00,000 | ₹97,41,075 |
| 10 | ₹60,00,000 | ₹1,16,16,954 |
| 11 | ₹66,00,000 | ₹1,37,30,741 |
| 12 | ₹72,00,000 | ₹1,61,12,609 |
| 13 | ₹78,00,000 | ₹1,87,96,557 |
| 14 | ₹84,00,000 | ₹2,18,20,898 |
| 15 | ₹90,00,000 | ₹2,52,28,800 |
| 16 | ₹96,00,000 | ₹2,90,68,910 |
| 17 | ₹1,02,00,000 | ₹3,33,96,041 |
| 18 | ₹1,08,00,000 | ₹3,82,71,962 |
| 19 | ₹1,14,00,000 | ₹4,37,66,271 |
| 20 | ₹1,20,00,000 | ₹4,99,57,396 |
Rates used: October–December 2026 where a government rate applies. Results are estimates.