A SIP of ₹3,000 a month for 30 years can grow to about ₹1.06 crore (₹1,05,89,741) at a 12% yearly return. You put in ₹10,80,000 and growth adds ₹95,09,741.
₹3,000 ki SIP 30 saal me 12% return par lagbhag ₹1.06 crore ban sakti hai. Return guaranteed nahi hai; market ke hisaab se kam-zyada ho sakta hai.
| Year | You put in | It becomes |
|---|---|---|
| 1 | ₹36,000 | ₹38,428 |
| 2 | ₹72,000 | ₹81,730 |
| 3 | ₹1,08,000 | ₹1,30,523 |
| 4 | ₹1,44,000 | ₹1,85,505 |
| 5 | ₹1,80,000 | ₹2,47,459 |
| 6 | ₹2,16,000 | ₹3,17,271 |
| 7 | ₹2,52,000 | ₹3,95,937 |
| 8 | ₹2,88,000 | ₹4,84,580 |
| 9 | ₹3,24,000 | ₹5,84,465 |
| 10 | ₹3,60,000 | ₹6,97,017 |
| 11 | ₹3,96,000 | ₹8,23,844 |
| 12 | ₹4,32,000 | ₹9,66,757 |
| 13 | ₹4,68,000 | ₹11,27,793 |
| 14 | ₹5,04,000 | ₹13,09,254 |
| 15 | ₹5,40,000 | ₹15,13,728 |
| 16 | ₹5,76,000 | ₹17,44,135 |
| 17 | ₹6,12,000 | ₹20,03,762 |
| 18 | ₹6,48,000 | ₹22,96,318 |
| 19 | ₹6,84,000 | ₹26,25,976 |
| 20 | ₹7,20,000 | ₹29,97,444 |
| 21 | ₹7,56,000 | ₹34,16,023 |
| 22 | ₹7,92,000 | ₹38,87,688 |
| 23 | ₹8,28,000 | ₹44,19,172 |
| 24 | ₹8,64,000 | ₹50,18,061 |
| 25 | ₹9,00,000 | ₹56,92,905 |
| 26 | ₹9,36,000 | ₹64,53,336 |
| 27 | ₹9,72,000 | ₹73,10,209 |
| 28 | ₹10,08,000 | ₹82,75,754 |
| 29 | ₹10,44,000 | ₹93,63,755 |
| 30 | ₹10,80,000 | ₹1,05,89,741 |
Rates used: October–December 2026 where a government rate applies. Results are estimates.