A SIP of ₹15,000 a month for 30 years can grow to about ₹5.29 crore (₹5,29,48,707) at a 12% yearly return. You put in ₹54,00,000 and growth adds ₹4,75,48,707.
₹15,000 ki SIP 30 saal me 12% return par lagbhag ₹5.29 crore ban sakti hai. Return guaranteed nahi hai; market ke hisaab se kam-zyada ho sakta hai.
| Year | You put in | It becomes |
|---|---|---|
| 1 | ₹1,80,000 | ₹1,92,140 |
| 2 | ₹3,60,000 | ₹4,08,648 |
| 3 | ₹5,40,000 | ₹6,52,615 |
| 4 | ₹7,20,000 | ₹9,27,523 |
| 5 | ₹9,00,000 | ₹12,37,295 |
| 6 | ₹10,80,000 | ₹15,86,355 |
| 7 | ₹12,60,000 | ₹19,79,685 |
| 8 | ₹14,40,000 | ₹24,22,898 |
| 9 | ₹16,20,000 | ₹29,22,323 |
| 10 | ₹18,00,000 | ₹34,85,086 |
| 11 | ₹19,80,000 | ₹41,19,222 |
| 12 | ₹21,60,000 | ₹48,33,783 |
| 13 | ₹23,40,000 | ₹56,38,967 |
| 14 | ₹25,20,000 | ₹65,46,269 |
| 15 | ₹27,00,000 | ₹75,68,640 |
| 16 | ₹28,80,000 | ₹87,20,673 |
| 17 | ₹30,60,000 | ₹1,00,18,812 |
| 18 | ₹32,40,000 | ₹1,14,81,589 |
| 19 | ₹34,20,000 | ₹1,31,29,881 |
| 20 | ₹36,00,000 | ₹1,49,87,219 |
| 21 | ₹37,80,000 | ₹1,70,80,113 |
| 22 | ₹39,60,000 | ₹1,94,38,439 |
| 23 | ₹41,40,000 | ₹2,20,95,859 |
| 24 | ₹43,20,000 | ₹2,50,90,307 |
| 25 | ₹45,00,000 | ₹2,84,64,526 |
| 26 | ₹46,80,000 | ₹3,22,66,681 |
| 27 | ₹48,60,000 | ₹3,65,51,043 |
| 28 | ₹50,40,000 | ₹4,13,78,771 |
| 29 | ₹52,20,000 | ₹4,68,18,774 |
| 30 | ₹54,00,000 | ₹5,29,48,707 |
Rates used: October–December 2026 where a government rate applies. Results are estimates.