What is PPF?
The Public Provident Fund (PPF) is a 15-year government savings scheme with tax-free interest. You can deposit between ₹500 and ₹1.5 lakh a year, and extend it in blocks of 5 years after maturity.
Ready answers
How to use this calculator
- Enter your yearly deposit (up to ₹1.5 lakh).
- Keep the current rate or change it to test.
- Choose 15 years, or more if you plan to extend in 5-year blocks.
New to these words? See the money glossary.
Common questions
How much will ₹1.5 lakh a year in PPF give in 15 years?
At 7.1% it gives about ₹40.7 lakh. You deposit ₹22.5 lakh.
When should I deposit in PPF?
Before the 5th of the month counts for that month's interest. Depositing by 5 April gets interest for the whole year.
PPF me 15 saal me kitna milega?
₹1.5 lakh har saal 7.1% par 15 saal me lagbhag ₹40.7 lakh banta hai, poora tax-free.
What is the current PPF interest rate?
7.1% a year for October–December 2026, compounded yearly. The government reviews it every quarter.